Compare Our Loan Categories
We provide multiple flexible borrowing options specifically designed for Salem's retail traders, households, and self-help groups.
1. Group Loan
Structured specifically for joint-liability groups, women associations, and local market micro-traders. This loan encourages group savings, mutual trust, and collective business upgrades. By forming small circles, individuals can guarantee each other's loans and access capital without individual collateral.
- Loan Limits: ₹10,000 to ₹50,000
- Interest Range: 8% – 12% Per Annum
- Repayment Repos: Doorstep weekly or daily collections
2. Individual Loan
Customized borrowing options for independent shop owners, salaried professionals, and home-based services in Salem. Ideal for managing short-term cash flow gaps, purchasing equipment, or handling domestic expenses. No group guarantees required; based on individual KYC and verification.
- Loan Limits: ₹20,000 to ₹1,50,000
- Interest Range: 12% – 18% Per Annum
- Repayment Repos: Weekly collection or monthly EMI
3. SHG Loan
Supporting registered Self-Help Groups (SHGs) and cottage industries. MSR Crest Capital provides fast capital infusions to boost rural craftsmanship, agricultural trade networks, and collective manufacturing units.
- Loan Limits: ₹30,000 to ₹2,00,000
- Interest Range: 8% – 14% Per Annum
- Repayment Repos: Monthly billing / bank transfer
4. Business Loan
Fuel your retail storefront or micro-manufacturing business. Ideal for festival inventory purchases, hiring workers, storefront renovations, or machinery upgrades. Salem's local markets move fast, and our 24-hour approvals keep you ahead.
- Loan Limits: ₹50,000 to ₹3,00,000+
- Interest Range: 14% – 22% Per Annum
- Repayment Repos: Doorstep daily, weekly collection, or EMI
5. Personal Loan
Designed for domestic emergencies, family celebrations, educational expenses, and immediate personal requirements with minimal documentation verification.
- Limits: ₹10,000 – ₹1,00,000
- Rate: 12% – 20% p.a.
6. Two Wheeler Loan
Purchase your commuter bike, delivery scooter, or electric vehicle. Enjoy quick verification and flexible repayment matching your salary or daily collection.
- Funding: Up to 90% cost
- Rate: 10% – 16% p.a.
7. Four Wheeler Loan
Structured financing for passenger cars, loading tempos, commercial autos, or supply trucks to aid small logistics and transportation setups in Salem.
- Tenure: 12 to 48 Months
- Rate: 12% – 24% p.a.