:root {
    --primary: #102a58;
    --primary-light: #1c3c73;
    --primary-dark: #0a1936;
    --secondary: #d3a146;
    --secondary-light: #e5b65d;
    --secondary-hover: #bd8e39;
    --bg-white: #ffffff;
    --bg-light: #f4f7fa;
    --bg-dark-blue: #0b1e40;
    --text-dark: #1f2d3d;
    --text-muted: #627285;
    --border-color: #e2e8f0;
    
    --card-shadow: 0 12px 35px rgba(16, 42, 88, 0.06);
    --card-hover-shadow: 0 25px 50px rgba(211, 161, 70, 0.18);
    --radius-sm: 8px;
    --radius-md: 16px;
    --radius-lg: 30px;
    --transition: all 0.4s cubic-bezier(0.25, 1, 0.5, 1);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: 'Inter', sans-serif;
    color: var(--text-dark);
    background-color: var(--bg-white);
    line-height: 1.6;
    overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
    font-family: 'Poppins', sans-serif;
    font-weight: 700;
    color: var(--primary);
    line-height: 1.25;
}

a {
    text-decoration: none;
    color: inherit;
    transition: var(--transition);
}

/* Diagonal Layout utilities */
.diagonal-split {
    clip-path: polygon(0 0, 100% 0, 100% 90%, 0 100%);
    padding-bottom: 120px;
}

.diagonal-split-reverse {
    clip-path: polygon(0 8%, 100% 0, 100% 100%, 0 100%);
    padding-top: 120px;
}

.container {
    width: 100%;
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}

.section {
    padding: 100px 0;
    position: relative;
}

.section-white {
    background-color: var(--bg-white);
}

.section-light {
    background-color: var(--bg-light);
}

.section-primary {
    background-color: var(--primary);
    color: var(--bg-white);
}

.section-primary h2, .section-primary h3, .section-primary h4 {
    color: var(--bg-white);
}

.section-header {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 60px;
    position: relative;
    z-index: 2;
}

.section-header h2 {
    font-size: 2.5rem;
    margin-top: 10px;
    margin-bottom: 16px;
}

.section-header h2 span {
    color: var(--secondary);
}

.section-header h2::after {
    content: '';
    display: block;
    width: 70px;
    height: 4px;
    background-color: var(--secondary);
    margin: 15px auto 0;
    border-radius: 2px;
}

.section-header p {
    font-size: 1.1rem;
    color: var(--text-muted);
}

/* Badges */
.badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 18px;
    border-radius: 50px;
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.badge-gold {
    background-color: rgba(213, 161, 70, 0.08);
    color: var(--secondary);
    border: 1px solid rgba(213, 161, 70, 0.2);
}

.badge-blue {
    background-color: rgba(16, 42, 88, 0.06);
    color: var(--primary);
    border: 1px solid rgba(16, 42, 88, 0.12);
}

/* Buttons */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 12px 26px;
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 0.92rem;
    border-radius: var(--radius-sm);
    cursor: pointer;
    border: 2px solid transparent;
    transition: var(--transition);
}

.btn-primary {
    background-color: var(--primary);
    color: var(--bg-white);
    box-shadow: 0 4px 15px rgba(16, 42, 88, 0.2);
}

.btn-primary:hover {
    background-color: var(--primary-light);
    transform: translateY(-3px);
    box-shadow: 0 8px 24px rgba(16, 42, 88, 0.3);
}

.btn-gold {
    background-color: var(--secondary);
    color: var(--primary-dark);
    box-shadow: 0 4px 15px rgba(211, 161, 70, 0.25);
}

.btn-gold:hover {
    background-color: var(--secondary-hover);
    color: var(--bg-white);
    transform: translateY(-3px);
    box-shadow: 0 8px 24px rgba(211, 161, 70, 0.35);
}

.btn-outline {
    background-color: transparent;
    border-color: var(--primary);
    color: var(--primary);
}

.btn-outline:hover {
    background-color: var(--primary);
    color: var(--bg-white);
    transform: translateY(-3px);
}

.btn-login {
    background-color: transparent;
    border-color: var(--secondary);
    color: var(--primary);
    padding: 10px 20px;
}

.btn-login:hover {
    background-color: var(--secondary);
    color: var(--primary-dark);
    transform: translateY(-2px);
}

/* Top Bar */
.top-bar {
    background-color: var(--primary-dark);
    color: rgba(255, 255, 255, 0.85);
    font-size: 0.85rem;
    padding: 10px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.05);
    position: relative;
    z-index: 1002;
}

.top-bar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
}

.top-bar-info {
    display: flex;
    align-items: center;
    gap: 24px;
    flex-wrap: wrap;
}

.top-bar-info span, .top-bar-info a {
    display: flex;
    align-items: center;
    gap: 8px;
}

.top-bar-info i {
    color: var(--secondary);
}

/* Glassmorphic Header & Unique Layout */
.header {
    position: sticky;
    top: 0;
    background-color: rgba(255, 255, 255, 0.85);
    backdrop-filter: blur(20px);
    z-index: 1001;
    box-shadow: 0 4px 30px rgba(16, 42, 88, 0.04);
    transition: var(--transition);
    border-bottom: 1.5px solid rgba(211, 161, 70, 0.25);
}

.header .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding-top: 14px;
    padding-bottom: 14px;
}

.logo-container {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
}

.logo-img {
    height: 48px;
    width: auto;
    display: block;
    transition: var(--transition);
}

.logo-container:hover .logo-img {
    transform: scale(1.03);
}

.logo-text-group {
    display: flex;
    flex-direction: column;
}

.logo-text-main {
    font-family: 'Poppins', sans-serif;
    font-size: 1.4rem;
    font-weight: 800;
    color: var(--primary);
    letter-spacing: -0.5px;
    line-height: 1.1;
}

.logo-text-main span {
    color: var(--secondary);
}

.logo-text-sub {
    font-size: 0.65rem;
    color: var(--text-muted);
    font-weight: 700;
    letter-spacing: 2px;
    text-transform: uppercase;
}

.nav-menu {
    display: flex;
    align-items: center;
    gap: 36px;
    list-style: none;
}

.nav-link {
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 0.98rem;
    color: var(--primary);
    position: relative;
    padding: 8px 0;
}

.nav-link:hover, .nav-link.active {
    color: var(--secondary);
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2.5px;
    background-color: var(--secondary);
    transition: var(--transition);
}

.nav-link:hover::after, .nav-link.active::after {
    width: 100%;
}

.header-actions {
    display: flex;
    align-items: center;
    gap: 15px;
}

.mobile-nav-toggle {
    display: none;
    font-size: 1.6rem;
    color: var(--primary);
    cursor: pointer;
    transition: var(--transition);
}

.mobile-nav-toggle:hover {
    color: var(--secondary);
}

/* Unique 1st Section (Hero Section) Design Change */
.hero {
    position: relative;
    background: linear-gradient(145deg, #0d2146 0%, #102a58 100%);
    padding: 130px 0 160px;
    overflow: hidden;
    color: var(--bg-white);
}

/* Slanted visual shape in Hero background representing a premium credit card angle */
.hero::before {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 50%;
    height: 100%;
    background: linear-gradient(135deg, rgba(213, 161, 70, 0.05) 0%, rgba(255, 255, 255, 0) 100%);
    transform: skewX(-12deg);
    transform-origin: top right;
    pointer-events: none;
}

.hero::after {
    content: '';
    position: absolute;
    bottom: -80px;
    left: 0;
    width: 100%;
    height: 160px;
    background-color: var(--bg-white);
    transform: skewY(-2deg);
    z-index: 2;
}

.hero .container {
    display: grid;
    grid-template-columns: 1.15fr 0.85fr;
    align-items: center;
    gap: 50px;
    position: relative;
    z-index: 3;
}

.hero-content {
    max-width: 660px;
}

.hero-content h1 {
    font-size: 3.5rem;
    margin-bottom: 24px;
    color: var(--bg-white);
    line-height: 1.15;
}

.hero-content h1 span {
    color: var(--secondary);
    position: relative;
    display: inline-block;
}

.hero-content h1 span::after {
    content: '';
    position: absolute;
    bottom: 5px;
    left: 0;
    width: 100%;
    height: 4px;
    background-color: var(--secondary);
    border-radius: 2px;
}

.hero-sub {
    font-size: 1.18rem;
    color: rgba(255, 255, 255, 0.85);
    margin-bottom: 40px;
    line-height: 1.7;
}

.hero-tagline-box {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background-color: rgba(213, 161, 70, 0.12);
    border: 1px solid rgba(213, 161, 70, 0.3);
    padding: 8px 18px;
    border-radius: 50px;
    margin-bottom: 25px;
}

.hero-tagline-box span {
    font-family: 'Poppins', sans-serif;
    font-weight: 700;
    font-size: 0.85rem;
    color: var(--secondary);
    text-transform: uppercase;
    letter-spacing: 1.5px;
}

.hero-tagline-box i {
    color: var(--secondary);
}

.hero-image-box {
    position: relative;
    z-index: 4;
}

/* Modern Diagonal Frame Card layout for the new Indian consult hero image */
.hero-image-container {
    position: relative;
    width: 100%;
    height: auto;
}

.hero-image-backdrop {
    position: absolute;
    top: 20px;
    left: 20px;
    width: 100%;
    height: 100%;
    background-color: var(--secondary);
    border-radius: var(--radius-lg);
    z-index: 1;
    transform: rotate(3deg);
    opacity: 0.8;
}

.hero-image-main {
    position: relative;
    z-index: 2;
    border-radius: var(--radius-lg);
    overflow: hidden;
    border: 6px solid var(--bg-white);
    box-shadow: 0 35px 70px rgba(10, 27, 58, 0.4);
    transition: var(--transition);
    transform: rotate(-1deg);
}

.hero-image-main:hover {
    transform: rotate(0deg) translateY(-5px);
}

.hero-image-main img {
    display: block;
    width: 100%;
    height: auto;
}

/* Floating interactive card on the Hero image */
.hero-floating-stat {
    position: absolute;
    bottom: -30px;
    left: -30px;
    background: var(--bg-white);
    color: var(--primary);
    padding: 20px 24px;
    border-radius: var(--radius-md);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.15);
    display: flex;
    align-items: center;
    gap: 15px;
    z-index: 5;
    border-left: 5px solid var(--secondary);
    animation: floatAnimation 4s ease-in-out infinite;
}

@keyframes floatAnimation {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

.hero-floating-stat i {
    font-size: 2.2rem;
    color: var(--secondary);
}

.hero-floating-stat h4 {
    font-size: 1.4rem;
    margin-bottom: 2px;
}

.hero-floating-stat p {
    font-size: 0.8rem;
    color: var(--text-muted);
    font-weight: 600;
}

/* About Section with new modern pattern design photo */
.about .container {
    display: grid;
    grid-template-columns: 0.95fr 1.05fr;
    gap: 70px;
    align-items: center;
}

.about-image-card {
    position: relative;
    border-radius: var(--radius-lg);
    overflow: hidden;
    border: 5px solid var(--bg-white);
    box-shadow: var(--card-shadow);
    transform: skewY(1deg);
}

.about-image-card img {
    display: block;
    width: 100%;
    height: auto;
}

.about-content h2 {
    font-size: 2.5rem;
    margin-bottom: 20px;
}

.about-p {
    font-size: 1.08rem;
    color: var(--text-dark);
    line-height: 1.8;
    margin-bottom: 25px;
}

.about-features {
    list-style: none;
    margin-bottom: 35px;
}

.about-features li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    margin-bottom: 16px;
    font-size: 0.98rem;
}

.about-features i {
    color: var(--secondary);
    font-size: 1.2rem;
    margin-top: 3px;
}

/* Loan Services Section */
.services {
    background-color: var(--bg-light);
    border-top: 1px solid var(--border-color);
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 30px;
    margin-bottom: 50px;
}

.service-card {
    background-color: var(--bg-white);
    border-radius: var(--radius-md);
    overflow: hidden;
    box-shadow: var(--card-shadow);
    transition: var(--transition);
    border: 1px solid var(--border-color);
    display: flex;
    flex-direction: column;
    height: 100%;
    position: relative;
}

.service-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--card-hover-shadow);
    border-color: var(--secondary);
}

.service-img-container {
    height: 250px;
    overflow: hidden;
    position: relative;
}

.service-img-container img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    transition: var(--transition);
}

.service-card:hover .service-img-container img {
    transform: scale(1.08);
}

.service-icon-floating {
    position: absolute;
    top: 225px;
    right: 24px;
    width: 50px;
    height: 50px;
    background-color: var(--secondary);
    color: var(--primary-dark);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.35rem;
    box-shadow: 0 4px 12px rgba(211, 161, 70, 0.35);
    border: 3.5px solid var(--bg-white);
    transition: var(--transition);
    z-index: 2;
}

.service-card:hover .service-icon-floating {
    background-color: var(--primary);
    color: var(--bg-white);
    box-shadow: 0 4px 12px rgba(16, 42, 88, 0.35);
}

.service-body {
    padding: 32px 24px 28px;
    display: flex;
    flex-direction: column;
    flex-grow: 1;
}

.service-body h3 {
    font-size: 1.3rem;
    margin-bottom: 12px;
    color: var(--primary);
}

.service-body p {
    font-size: 0.92rem;
    color: var(--text-muted);
    margin-bottom: 24px;
    flex-grow: 1;
}

.service-link {
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--secondary);
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.service-card:hover .service-link {
    color: var(--primary);
}

/* Services Highlight Box with diagonal and curved borders */
.services-highlight-box {
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
    border-radius: var(--radius-md);
    padding: 35px 45px;
    color: var(--bg-white);
    display: flex;
    justify-content: space-around;
    align-items: center;
    flex-wrap: wrap;
    gap: 30px;
    box-shadow: var(--card-shadow);
    border-left: 6px solid var(--secondary);
    position: relative;
    overflow: hidden;
}

.services-highlight-box::before {
    content: '';
    position: absolute;
    right: 0;
    bottom: 0;
    width: 150px;
    height: 150px;
    background-color: rgba(213, 161, 70, 0.05);
    border-radius: 50%;
}

.highlight-info-item {
    display: flex;
    align-items: center;
    gap: 18px;
    position: relative;
    z-index: 2;
}

.highlight-info-icon {
    width: 60px;
    height: 60px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.55rem;
    color: var(--secondary);
    border: 1px solid rgba(213, 161, 70, 0.25);
}

.highlight-info-text h4 {
    font-size: 1.4rem;
    color: var(--secondary);
    margin-bottom: 2px;
}

.highlight-info-text p {
    font-size: 0.92rem;
    color: rgba(255, 255, 255, 0.85);
}

/* Repayment Plans */
.repayment {
    background: linear-gradient(135deg, #0b1e40 0%, #102a58 100%);
    padding: 100px 0;
    border-top: 1.5px solid rgba(211, 161, 70, 0.15);
    border-bottom: 1.5px solid rgba(211, 161, 70, 0.15);
    color: var(--bg-white);
}

.repayment h2 {
    color: var(--bg-white);
}

.repayment p {
    color: rgba(255, 255, 255, 0.85);
}

.repayment-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 30px;
}

.repayment-card {
    background-color: rgba(255, 255, 255, 0.03);
    border-radius: var(--radius-md);
    padding: 45px 35px;
    text-align: center;
    border: 1px solid rgba(255, 255, 255, 0.08);
    position: relative;
    overflow: hidden;
    transition: var(--transition);
    backdrop-filter: blur(10px);
}

.repayment-card:hover {
    transform: translateY(-8px);
    border-color: var(--secondary);
    background-color: rgba(255, 255, 255, 0.08);
    box-shadow: 0 20px 40px rgba(0, 0, 0, 0.3);
}

.repayment-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 4px;
    background-color: var(--secondary);
    transform: scaleX(0);
    transform-origin: left;
    transition: var(--transition);
}

.repayment-card:hover::before {
    transform: scaleX(1);
}

.repayment-icon {
    width: 76px;
    height: 76px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.05);
    color: var(--secondary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    margin: 0 auto 24px;
    transition: var(--transition);
    border: 1.5px solid rgba(255, 255, 255, 0.1);
}

.repayment-card:hover .repayment-icon {
    background-color: var(--secondary);
    color: var(--primary-dark);
    border-color: var(--secondary);
}

.repayment-card h3 {
    font-size: 1.4rem;
    margin-bottom: 14px;
    color: var(--bg-white);
}

.repayment-card p {
    font-size: 0.95rem;
    color: rgba(255, 255, 255, 0.7);
    line-height: 1.7;
}

/* Why Choose Us Section */
.why-choose {
    background-color: var(--bg-light);
    border-top: 1px solid var(--border-color);
    border-bottom: 1px solid var(--border-color);
}

.why-choose-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.why-choose-list {
    display: grid;
    grid-template-columns: 1fr;
    gap: 24px;
}

.why-choose-item {
    background-color: var(--bg-white);
    border-radius: var(--radius-md);
    padding: 24px 30px;
    display: flex;
    gap: 20px;
    box-shadow: var(--card-shadow);
    border-left: 4px solid var(--primary);
    transition: var(--transition);
}

.why-choose-item:hover {
    transform: translateX(8px);
    border-left-color: var(--secondary);
    box-shadow: var(--card-hover-shadow);
}

.why-choose-icon {
    width: 50px;
    height: 50px;
    border-radius: 50%;
    background-color: rgba(16, 42, 88, 0.05);
    color: var(--primary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    flex-shrink: 0;
}

.why-choose-item:hover .why-choose-icon {
    background-color: var(--secondary);
    color: var(--primary-dark);
}

.why-choose-text h4 {
    font-size: 1.18rem;
    margin-bottom: 6px;
    color: var(--primary);
}

.why-choose-text p {
    font-size: 0.92rem;
    color: var(--text-muted);
}

.why-choose-stats {
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
    border-radius: var(--radius-lg);
    padding: 55px 45px;
    color: var(--bg-white);
    position: relative;
    overflow: hidden;
    box-shadow: 0 25px 50px rgba(16, 42, 88, 0.2);
}

.why-choose-stats h3 {
    font-size: 2rem;
    margin-bottom: 12px;
    color: var(--secondary);
}

.why-choose-stats p {
    font-size: 1.05rem;
    margin-bottom: 40px;
    color: rgba(255, 255, 255, 0.85);
    line-height: 1.7;
}

.stats-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 30px;
}

.stat-box {
    border-bottom: 2px solid rgba(255, 255, 255, 0.1);
    padding-bottom: 15px;
}

.stat-box h2 {
    font-size: 2.4rem;
    color: var(--secondary);
    margin-bottom: 5px;
}

.stat-box p {
    font-size: 0.88rem;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 0;
}

/* Customer App Download Banner with new mockup photo */
.app-download {
    background-color: var(--bg-white);
    padding: 80px 0;
}

.app-box {
    background: linear-gradient(135deg, var(--primary) 0%, #153163 100%);
    border-radius: var(--radius-lg);
    padding: 60px 70px;
    color: var(--bg-white);
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    align-items: center;
    gap: 60px;
    box-shadow: 0 30px 60px rgba(16, 42, 88, 0.15);
    position: relative;
    overflow: hidden;
}

.app-box::after {
    content: '';
    position: absolute;
    top: -50px;
    right: -50px;
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(213, 161, 70, 0.15) 0%, transparent 60%);
    pointer-events: none;
}

.app-content h2 {
    font-size: 2.4rem;
    margin-bottom: 18px;
    color: var(--bg-white);
}

.app-content p {
    font-size: 1.08rem;
    color: rgba(255, 255, 255, 0.85);
    margin-bottom: 30px;
    line-height: 1.7;
}

.app-features-checklist {
    list-style: none;
    margin-bottom: 35px;
}

.app-features-checklist li {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 14px;
    font-size: 0.98rem;
}

.app-features-checklist i {
    color: var(--secondary);
    font-size: 1.15rem;
}

.app-badges-group {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
}

.app-badge-btn {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    background-color: var(--bg-white);
    color: var(--primary);
    padding: 12px 22px;
    border-radius: var(--radius-sm);
    font-weight: 700;
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
    transition: var(--transition);
}

.app-badge-btn:hover {
    background-color: var(--secondary);
    color: var(--primary-dark);
    transform: translateY(-3px);
}

.app-badge-btn i {
    font-size: 1.7rem;
}

.app-badge-text {
    display: flex;
    flex-direction: column;
    text-align: left;
}

.app-badge-text span.app-small {
    font-size: 0.65rem;
    font-weight: 500;
    text-transform: uppercase;
}

.app-badge-text span.app-large {
    font-size: 0.95rem;
    line-height: 1.1;
}

.app-img-wrapper {
    display: flex;
    justify-content: center;
}

.app-img-collage {
    position: relative;
    width: 100%;
    max-width: 480px;
    height: 480px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto;
}

/* Background gradient circle to make the cut-out family pop */
.app-img-circle-bg {
    position: absolute;
    width: 380px;
    height: 380px;
    border-radius: 50%;
    background: radial-gradient(circle, rgba(213, 161, 70, 0.18) 0%, rgba(16, 42, 88, 0.05) 100%);
    z-index: 1;
    animation: pulseAnimation 6s ease-in-out infinite;
}

/* The happy family main image */
.app-family-img {
    position: relative;
    max-width: 90%;
    max-height: 90%;
    object-fit: contain;
    z-index: 2;
    filter: drop-shadow(0 15px 30px rgba(10, 27, 58, 0.15));
    transition: var(--transition);
}

.app-img-collage:hover .app-family-img {
    transform: scale(1.02);
}

/* The floating dashboard mockup */
.app-mockup-floating {
    position: absolute;
    bottom: 10px;
    right: -20px;
    width: 200px;
    z-index: 3;
    border-radius: 24px;
    border: 4px solid var(--bg-white);
    box-shadow: 0 20px 40px rgba(10, 27, 58, 0.25);
    transition: var(--transition);
    animation: floatDashboard 4s ease-in-out infinite;
}

.app-img-collage:hover .app-mockup-floating {
    transform: rotate(-2deg) scale(1.05);
}

/* Keyframes for micro-animations */
@keyframes floatDashboard {
    0%, 100% { transform: translateY(0) rotate(0deg); }
    50% { transform: translateY(-10px) rotate(1deg); }
}

@keyframes pulseAnimation {
    0%, 100% { transform: scale(1); opacity: 0.8; }
    50% { transform: scale(1.05); opacity: 1; }
}

/* Responsive adjustments for collage */
@media (max-width: 768px) {
    .app-img-collage {
        height: 380px;
        max-width: 380px;
    }
    .app-img-circle-bg {
        width: 300px;
        height: 300px;
    }
    .app-mockup-floating {
        width: 150px;
        right: -10px;
    }
}

@media (max-width: 480px) {
    .app-img-collage {
        height: 300px;
        max-width: 300px;
    }
    .app-img-circle-bg {
        width: 240px;
        height: 240px;
    }
    .app-mockup-floating {
        width: 120px;
        right: 0px;
        bottom: 5px;
    }
}

/* Contact Us Section with accurate Google Map embed */
.contact {
    background-color: var(--bg-light);
}

.contact-layout {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: 60px;
    align-items: stretch;
}

.contact-details-box {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.contact-item-card {
    background-color: var(--bg-white);
    border-radius: var(--radius-md);
    padding: 26px 30px;
    display: flex;
    gap: 22px;
    border: 1px solid var(--border-color);
    box-shadow: var(--card-shadow);
    transition: var(--transition);
}

.contact-item-card:hover {
    transform: translateY(-4px);
    border-color: var(--secondary);
    box-shadow: var(--card-hover-shadow);
}

.contact-icon-circle {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    background-color: rgba(211, 161, 70, 0.1);
    color: var(--secondary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.35rem;
    flex-shrink: 0;
}

.contact-text h4 {
    font-size: 1.15rem;
    margin-bottom: 6px;
    color: var(--primary);
}

.contact-text p {
    font-size: 0.95rem;
    color: var(--text-dark);
    margin-bottom: 4px;
}

.contact-text a {
    color: var(--primary);
    font-weight: 600;
}

.contact-text a:hover {
    color: var(--secondary);
}

.social-profiles-box {
    background-color: var(--primary);
    color: var(--bg-white);
    border-radius: var(--radius-md);
    padding: 30px;
    text-align: center;
    box-shadow: var(--card-shadow);
}

.social-profiles-box h4 {
    color: var(--bg-white);
    font-size: 1.15rem;
    margin-bottom: 18px;
}

.social-links-grid {
    display: flex;
    justify-content: center;
    gap: 15px;
}

.social-profile-icon {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.1);
    color: var(--bg-white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    transition: var(--transition);
}

.social-profile-icon:hover {
    background-color: var(--secondary);
    color: var(--primary-dark);
    transform: translateY(-3px);
}

.map-wrapper {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--card-shadow);
    border: 4px solid var(--bg-white);
    min-height: 420px;
}

.map-wrapper iframe {
    width: 100%;
    height: 100%;
    min-height: 420px;
    border: 0;
    display: block;
}

/* Footer Section */
.footer {
    background-color: var(--bg-dark-blue);
    color: rgba(255, 255, 255, 0.7);
    padding: 80px 0 30px;
    border-top: 4px solid var(--secondary);
}

.footer-top {
    display: grid;
    grid-template-columns: 1.4fr 0.8fr 0.9fr 1.1fr;
    gap: 40px;
    margin-bottom: 50px;
}

.footer-logo-img {
    height: 48px;
    width: auto;
    display: block;
    filter: brightness(0) invert(1);
    opacity: 0.85;
    transition: var(--transition);
}

.logo-container:hover .footer-logo-img {
    transform: scale(1.03);
    opacity: 1;
}

.footer-brand p {
    font-size: 0.92rem;
    line-height: 1.7;
    margin-bottom: 24px;
    color: rgba(255, 255, 255, 0.65);
}

.footer-social-icons {
    display: flex;
    gap: 12px;
}

.footer-social-btn {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background-color: rgba(255, 255, 255, 0.05);
    color: var(--bg-white);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.05rem;
    transition: var(--transition);
}

.footer-social-btn:hover {
    background-color: var(--secondary);
    color: var(--primary-dark);
    transform: translateY(-3px);
}

.footer-links-col h4 {
    color: var(--bg-white);
    font-size: 1.18rem;
    margin-bottom: 24px;
    position: relative;
    padding-bottom: 8px;
}

.footer-links-col h4::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 40px;
    height: 2px;
    background-color: var(--secondary);
}

.footer-links-col ul {
    list-style: none;
}

.footer-links-col li {
    margin-bottom: 12px;
}

.footer-links-col a {
    font-size: 0.92rem;
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: rgba(255, 255, 255, 0.65);
}

.footer-links-col a:hover {
    color: var(--secondary);
    transform: translateX(4px);
}

.footer-contact-info p {
    font-size: 0.92rem;
    margin-bottom: 14px;
    display: flex;
    align-items: flex-start;
    gap: 12px;
}

.footer-contact-info i {
    color: var(--secondary);
    font-size: 1.05rem;
    margin-top: 4px;
}

.footer-contact-info a {
    color: inherit;
}

.footer-contact-info a:hover {
    color: var(--secondary);
}

.footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.08);
    padding-top: 25px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 15px;
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.5);
}

.footer-bottom p {
    margin-bottom: 0;
}

.footer-bottom a {
    color: var(--secondary);
}

/* Modals & Forms */
.modal {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background-color: rgba(10, 27, 58, 0.8);
    z-index: 1050;
    display: flex;
    align-items: center;
    justify-content: center;
    opacity: 0;
    pointer-events: none;
    transition: opacity 0.3s ease;
    backdrop-filter: blur(10px);
    overflow-y: auto; /* Enable scroll if content taller than screen */
    padding: 20px 10px;
}

.modal.active {
    opacity: 1;
    pointer-events: auto;
}

.modal-content {
    background-color: var(--bg-white);
    border-radius: var(--radius-lg);
    width: 100%;
    max-width: 500px;
    padding: 40px;
    box-shadow: 0 30px 60px rgba(0, 0, 0, 0.3);
    position: relative;
    transform: translateY(-30px);
    transition: transform 0.3s ease;
    border: 1px solid rgba(211, 161, 70, 0.2);
    margin: auto; /* Required for centering overlay scrolls */
}

.modal.active .modal-content {
    transform: translateY(0);
}

.modal-close {
    position: absolute;
    top: 20px;
    right: 20px;
    font-size: 1.5rem;
    color: var(--text-muted);
    cursor: pointer;
    transition: var(--transition);
}

.modal-close:hover {
    color: var(--primary);
}

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    font-size: 0.88rem;
    font-weight: 600;
    color: var(--primary);
    margin-bottom: 8px;
}

.form-control {
    width: 100%;
    padding: 12px 16px;
    border: 1px solid var(--border-color);
    border-radius: var(--radius-sm);
    font-family: inherit;
    font-size: 0.95rem;
    color: var(--text-dark);
    transition: var(--transition);
    background-color: var(--bg-light);
}

.form-control:focus {
    outline: none;
    border-color: var(--secondary);
    background-color: var(--bg-white);
    box-shadow: 0 0 0 3px rgba(211, 161, 70, 0.18);
}

select.form-control {
    cursor: pointer;
}

/* Floating WhatsApp Button */
.whatsapp-float {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 56px;
    height: 56px;
    background-color: #25D366;
    color: var(--bg-white);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2.1rem;
    box-shadow: 0 8px 24px rgba(37, 211, 102, 0.35);
    z-index: 999;
    transition: var(--transition);
}

.whatsapp-float:hover {
    transform: scale(1.08) rotate(8deg);
    box-shadow: 0 12px 30px rgba(37, 211, 102, 0.5);
}

/* Responsive Rules */
@media (max-width: 1024px) {
    .hero .container, 
    .about .container, 
    .why-choose-grid,
    .contact-layout {
        grid-template-columns: 1fr;
        gap: 50px;
    }
    
    .hero {
        padding: 100px 0 120px;
        text-align: center;
    }
    
    .hero-content {
        max-width: 100%;
    }
    
    .hero-tagline-box {
        margin-bottom: 20px;
    }
    
    .hero-image-box {
        max-width: 480px;
        margin: 0 auto;
    }
    
    .app-box {
        grid-template-columns: 1fr;
        padding: 50px 40px;
    }
    
    .app-img-wrapper {
        display: none;
    }
    
    .footer-top {
        grid-template-columns: 1fr 1fr;
    }
}

@media (max-width: 768px) {
    .logo-img {
        height: 38px;
    }

    .top-bar-info {
        justify-content: center;
        width: 100%;
    }
    
    .top-bar-info:last-child {
        display: none;
    }
    
    .mobile-nav-toggle {
        display: block;
    }
    
    .nav-menu {
        position: fixed;
        top: 76px;
        left: -100%;
        width: 100%;
        height: calc(100vh - 76px);
        background-color: var(--bg-white);
        flex-direction: column;
        align-items: center;
        padding-top: 50px;
        gap: 30px;
        box-shadow: 0 15px 30px rgba(16, 42, 88, 0.1);
        transition: left 0.4s ease;
        z-index: 1000;
    }
    
    .nav-menu.active {
        left: 0;
    }
    
    .header-actions {
        display: none; /* Hide header buttons inside main row on mobile */
    }
    
    .section-header h2 {
        font-size: 2rem;
    }
    
    .hero-content h1 {
        font-size: 2.6rem;
    }
    
    .footer-top {
        grid-template-columns: 1fr;
        gap: 40px;
    }
}

/* ==========================================
   Subpages Banners & Layouts
   ========================================== */
.subpage-banner {
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
    padding: 90px 0 110px;
    color: var(--bg-white);
    text-align: center;
    position: relative;
    overflow: hidden;
    border-bottom: 4px solid var(--secondary);
}

.subpage-banner::after {
    content: '';
    position: absolute;
    bottom: -50px;
    left: 0;
    width: 100%;
    height: 100px;
    background-color: var(--bg-white);
    transform: skewY(-2.5deg);
    z-index: 2;
}

.subpage-banner h1 {
    font-size: 3.2rem;
    color: var(--bg-white);
    margin-bottom: 12px;
    font-family: 'Poppins', sans-serif;
    position: relative;
    z-index: 3;
}

.breadcrumbs {
    font-family: 'Poppins', sans-serif;
    font-size: 0.95rem;
    font-weight: 500;
    color: rgba(255, 255, 255, 0.7);
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 8px;
    position: relative;
    z-index: 3;
}

.breadcrumbs a {
    color: var(--secondary);
}

.breadcrumbs span {
    color: rgba(255, 255, 255, 0.4);
}

/* ==========================================
   EMI Repayment Calculator
   ========================================== */
.calculator-container {
    background: var(--bg-white);
    border-radius: var(--radius-lg);
    box-shadow: var(--card-shadow);
    border: 1px solid var(--border-color);
    padding: 40px;
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 45px;
    margin-top: 50px;
    text-align: left;
}

.calc-inputs {
    display: flex;
    flex-direction: column;
    gap: 30px;
}

.calc-group {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.calc-label-row {
    display: flex;
    justify-content: space-between;
    font-weight: 600;
    color: var(--primary);
    font-size: 0.98rem;
}

.calc-slider {
    -webkit-appearance: none;
    width: 100%;
    height: 8px;
    border-radius: 5px;
    background: #e2e8f0;
    outline: none;
    touch-action: none; /* Prevent touch events from triggering page bounce/scrolls */
}

.calc-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--secondary);
    cursor: pointer;
    box-shadow: 0 2px 8px rgba(211,161,70,0.4);
    transition: var(--transition);
}

.calc-slider::-webkit-slider-thumb:hover {
    transform: scale(1.2);
    background: var(--secondary-hover);
}

.calc-results {
    background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
    border-radius: var(--radius-md);
    padding: 40px 35px;
    color: var(--bg-white);
    display: flex;
    flex-direction: column;
    justify-content: center;
    border-left: 6px solid var(--secondary);
}

.result-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 18px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.result-row:last-child {
    border-bottom: none;
}

.result-label {
    font-size: 0.95rem;
    color: rgba(255, 255, 255, 0.8);
}

.result-value {
    font-size: 1.45rem;
    font-weight: 700;
    color: var(--secondary);
    font-family: 'Poppins', sans-serif;
}

.result-value-main {
    font-size: 2.4rem;
    font-weight: 800;
    color: var(--secondary);
    font-family: 'Poppins', sans-serif;
}

/* ==========================================
   New Visual App Download Design
   ========================================== */
.app-section-new {
    background: linear-gradient(135deg, #0d2146 0%, #17376d 100%);
    color: var(--bg-white);
    padding: 100px 0;
    border-top: 1.5px solid rgba(211, 161, 70, 0.15);
    border-bottom: 1.5px solid rgba(211, 161, 70, 0.15);
    position: relative;
    overflow: hidden;
}

.app-grid-new {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.app-qr-container {
    display: flex;
    align-items: center;
    gap: 25px;
    margin-top: 30px;
    background-color: var(--bg-light);
    padding: 20px;
    border-radius: var(--radius-md);
    border: 1.5px dashed rgba(211,161,70,0.3);
    max-width: 440px;
}

.app-qr-code {
    background: var(--bg-white);
    padding: 12px;
    border-radius: var(--radius-sm);
    box-shadow: 0 4px 12px rgba(0,0,0,0.05);
    display: inline-block;
    flex-shrink: 0;
}

.app-qr-code svg {
    display: block;
}

.app-qr-text {
    text-align: left;
}

.app-qr-text h5 {
    font-size: 1.05rem;
    color: var(--primary);
    margin-bottom: 6px;
}

.app-qr-text p {
    font-size: 0.88rem;
    color: var(--text-muted);
    line-height: 1.4;
}

/* Mobile responsive fixes for EMI calculator */
@media (max-width: 900px) {
    .calculator-container {
        grid-template-columns: 1fr;
        padding: 25px;
    }
    
    .app-grid-new {
        grid-template-columns: 1fr;
        gap: 50px;
        text-align: center;
    }
    
    .app-qr-container {
        margin: 30px auto 0;
        justify-content: center;
    }
}

/* Repayment Card Light Theme styling for light background areas */
.repayment-card-light {
    background-color: var(--bg-white) !important;
    border: 1px solid var(--border-color) !important;
    box-shadow: var(--card-shadow) !important;
}

.repayment-card-light h3 {
    color: var(--primary) !important;
}

.repayment-card-light p {
    color: var(--text-muted) !important;
}

.repayment-card-light .repayment-icon {
    background-color: rgba(16, 42, 88, 0.05) !important;
    color: var(--secondary) !important;
    border-color: rgba(16, 42, 88, 0.1) !important;
}

.repayment-card-light:hover {
    box-shadow: var(--card-hover-shadow) !important;
    border-color: var(--secondary) !important;
}

.repayment-card-light:hover .repayment-icon {
    background-color: var(--secondary) !important;
    color: var(--primary-dark) !important;
    border-color: var(--secondary) !important;
}

/* Responsive Grid utility class to handle columns stacking on mobile */
.responsive-grid-2 {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: center;
}

/* Mobile actions toggle */
.mobile-only-action {
    display: none !important;
}

@media (max-width: 768px) {
    .responsive-grid-2 {
        grid-template-columns: 1fr !important;
        gap: 30px !important;
    }
    
    .mobile-only-action {
        display: block !important;
        text-align: center;
        width: 100%;
        margin-top: 15px !important;
        margin-bottom: 5px !important;
    }
    
    .mobile-only-action .btn {
        width: 90% !important;
        margin: 5px auto !important;
        display: inline-block !important;
        padding: 14px 20px !important;
        box-shadow: var(--btn-shadow);
    }
}

/* Global utility class to restrict custom images to container bounds on mobile */
.responsive-img {
    max-width: 100% !important;
    height: auto !important;
    display: block !important;
    margin: 0 auto !important;
}

/* Service Detail Row structure */
.service-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

/* Desktop alternating reversing configuration */
.service-row-reverse .service-img-col {
    order: 2;
}

.service-row-reverse .service-text-col {
    order: 1;
}

@media (max-width: 768px) {
    .service-row {
        grid-template-columns: 1fr !important;
        gap: 30px !important;
    }
    
    /* Reset element ordering on mobile so image is consistently stacked on top */
    .service-img-col {
        order: 1 !important;
    }
    
    .service-text-col {
        order: 2 !important;
    }
    
    .service-row-reverse .service-img-col {
        order: 1 !important;
    }
    
    .service-row-reverse .service-text-col {
        order: 2 !important;
    }
}